When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial? Be My Beneficiary Financial planning for couples.